Have you started to search for a new or used pre-owned auto at a good price? Have no idea where to start looking? Look no further than our dealer-partners! No matter which type of vehicle you are searching for, you will find what you need at one of our used car partners.
With our many dealer locations, finding the perfect vehicle, with sales and service, at a great price will be easier than ever. Loyal to a certain brand? Our dealers are experts in a large selection of manufacturers, including Ford, Toyota, Volkswagen, Nissan, Subaru, INFINITI, Lexus, Honda, Lincoln, Hyundai, Mazda, GMC, and Buick! Are you looking for a different brand? Our used auto dealers have thousands of used pre-owned vehicles with nearly every auto manufacturer you can think of available!
Searching for a common vehicle like a sedan, crossover, or SUV? Wishing you can find an exotic luxury or performance auto? How about getting a great price on an efficient hybrid or electric vehicle? Are you a business owner searching for a commercial model? No matter your tastes or requirements, our dealers have the right vehicle available to you.
Of course, our dealers have a lot of brands and models to sift through and full sales and service. To make your shopping process easier, they are available to assist you in any way so you can find the vehicle that fits your unique lifestyle. This includes offering recommendations on which brands, models, vehicle types, and loan choices you should consider based on your needs. Try our new and used pre-owned auto inventory tool below to begin your search!
We Can Help You Obtain Financing Today
Getting a great deal on a used auto loan can save you a significant amount of money over the life of your loan. That's why you need a partner who knows how to obtain approval for the vehicle that you want at the lowest auto loan APR possible and with no hassle.
Our network of finance partners provides quick and easy auto finance decisions for all situations. Our finance partners are making more loans, approving buyers with lower scores, offering lower monthly payments, and making larger loans than ever before. There has never been a better time to buy an auto loan than right now.
By working with AllCreditCarLoans, you can be preapproved for an auto loan before going to the used car dealer, so that you can negotiate as a cash buyer and receive the best deal possible.
Why You Should Want to be Pre-Approved
AllCreditCarLoans specializes in helping people purchase cars at a price they can afford, regardless of their score. If you have a bad score - no problem! We can help you receive an auto loan for your perfect vehicle today. Our customers can search and save their favorite vehicles. Start the search for your new or used pre-owned auto purchase today.
Our network of experts works to find you a loan within hours. It is important to be pre-approved for a loan through our website before going to the dealer. By getting pre-approved through AllCreditCarLoans, we will find you the lowest APR possible, as fast as possible without having to wait at a dealer or bank.
Getting pre-approved for your car loan lets you negotiate your car purchase just like a cash buyer -- saving you thousands of dollars over the life of the loan.
Search Our Selection of New and Used Vehicles Today!
We at AllCreditCarLoans recommend getting pre-qualified for an auto loan and knowing the APR before going to the dealer. Waiting at the dealer for financial approval on a loan can take hours and there is no guarantee that you will be approved. By knowing the auto loan and interest rate that you can afford, you can head straight to the dealer with confidence! Our team of experts will work to find a loan that fits your financial needs within hours so that you can be out on the open road in no time.
What to Know Before Going to the Dealer
Obtain pre-approval for an auto loan through AllCreditCarLoans before going to the dealership. It is super important to understand how much of a vehicle you can afford and what loan rates you qualify for before talking to a used dealer. By using our stress-free online application, you will know your loan choices before you go and test-drive a vehicle. You can shop knowing whether or not you can afford the vehicle you are looking at while visiting the dealer. Our network of dealer-partners strives to make the car buying experience as simple as possible.
Should I Finance a Vehicle Through a Bank or Dealer?
When applying for an auto loan interest rate, you can choose to finance through a bank/credit union or the dealership. We will look at both choices for you to determine where you can find the lowest used car loan rates. In some instances, you may find a great deal by financing through the dealership. With "buy-here, pay-here" financing, the auto loan is financed in-house by the used car dealer. The dealership determines how much of a loan you are eligible for, and you will typically make your payments to the dealership. To find out the best option for you, fill out our free no-obligation form that takes five minutes or less and we will email you loan choices.
Can I Get a Low APR?
We can help all people find an affordable auto loan. Rates start at 2.9% APR. Our full sales and service car dealers want to sell cars to you and help you on your way to getting a low-interest rate. Our online form takes five minutes or less and is free to use. We will reply with the lowest interest rate that we can find for you in a matter of hours or minutes.
Get a Loan With a Score Below 700
Just because your score is below 700, you can still have access to reliable cars and an auto loan that you can pay it off over time. Local dealerships are ready to sell you cars and AllCreditCarLoans is ready to help you find an optimal loan option for your financial history. Our online application takes only a few minutes and we will research the best options for you to purchase your desired car. We are able to give you loan options and interest rates within a matter of hours. That is much easier than heading to the dealership and waiting for hours for the finance department to research options for you before you can leave. Let us help you get on the journey to your new car today!
Should I Buy A Vehicle From A Dealership?
Dealerships are good because you can view the cars in person. We prefer to search for cars at home and know if we are approved for financing. With AllCreditCarLoans, you can get approved for a sub-prime auto loan, and search vehicle model(s) right from your couch. Dealerships can help you get financing for cars, but it often takes a long time and you may not end up getting approved. There is nothing worse than getting to test drive cars of your dreams and later get told you are not approved for a loan.
How to Negotiate the Best Deal Today
If you have a less than perfect payment history, you are in the right place! Simply fill out our auto loan application today and get approved before going to the dealership. We can often get you a same-day answer.
Don't waste time driving around to multiple used car dealers searching for the perfect car at the perfect price. You can search a vast selection of inventory from local dealerships right from our website. Then, you can head to the dealer with confidence that you are approved for a loan and can purchase the car of your dreams.
- Apply for an auto loan today
- Search our inventory of new and used pre-owned vehicles
- Obtain approval
- Finalize the process at our full sales and service dealer
Services We Offer In Alabama
More Info About Alabama
Alabama is a southeastern U.S. state that’s home to significant landmarks from the American Civil Rights Movement. The city of Birmingham's 16th Street Baptist Church, now a museum, was a protest headquarters in the 1960s. Martin Luther King, Jr.'s church and the Rosa Parks Museum, dedicated to the activist, can be found in the capital of Montgomery. ― Google
Unemployment rate: 5.8% (Aug 2020)
Population: 4.903 million (2019)
Alabama Coverage Area
Locations Where We Work With Car Dealerships In Alabama